FPU is the most important step to changing your financial future. It is your personal Total Money Makeover Program. It takes the head knowledge from the books and the radio show and turns it into real action.
FPU is a 13-week, life-changing program that empowers and teaches you how to make the right money decisions to achieve your financial goals and experience a total money makeover.

There are 13 class sessions meeting one day per week.

Each class is two hours long and is independent of the others.

    A. Part One is taught by Dave Ramsey via video sessions that will help you learn how to make wise financial decisions based on Scripture.

    B. Part Two of each class session is a small group discussion.  The design of the small discussion groups helps you apply the principles to your daily life.  The small group will hold each other accountable, and support one another.

The discussion group will help ensure we are working on the behavior part.

The video portion of the class is unlimited.  However, small groups are generally kept to 8-12 families with a small group facilitator for each group.

By FPU statistics, in a sampling of 200,000 families completing the course, the average family paid off $5300 in debt and saved $2700 in the 91 days of the course.  Here are the real life data from OUR church in Onalaska, WI:

We will work with you to make up the lesson by allowing you to take the video lesson home with you as long as you will return it the following class.

As part of your enrollment package you will receive:

    1. All 13 lessons on CD

    2. Dave Ramsey's Personal Testimonial audio message

    3. 3 months of Zero-based monthly budgeting forms

    4. Financial Snapshot progress form

    5. A complete set of financial management forms including samples

    6. All 13 fill in the blank FPU lessons to work through with Dave during the classes

    7. Dave's Financial Peace Revisitied book

    8. The Envelope System

    9. 2 Debit Card holders with a warning!

    10. A financial calculator computer program and Biblical screensaver.

You will also receive a Graduation Certificate upon completion of the course.

You must complete 12 of the 13 classes to qualify for the Graduation Certificate

The first class session usually takes place approximately one week after the final orientation session, allowing time to process the enrollments and ship all the class materials.

For more detailed, complex assistance, Dave's counselling team offers discounts for one-on-one counseling.  A two hour phone counseling session can be set-up at a discount using an FPU upgrade.

Daren Tobert, class coordinator, is a Dave Ramsey-certified financial counselor and offers financial counseling for anyone who needs assistance, at no charge.  See details on this website, and send me an email if you'd like to sit down privately to review your situation.

Everyone truly benefits from this program -

    A. regardless of your age, be it 21 or 61,

    B. regardless of your income, be it $12,000 or over $120,000 a year,

    C. regardless of being single, married, divorced or even a struggling single parent.

First Free is able to offer FPU for $100.  It truly is the best investment you'll ever make in your financial future.  FPU includes a LIFETIME family membership (which means you can go through it as many times as you like at no additional cost).  Your spouse and any teenage children living in your home can go through the program FREE with you.  We truly want to help strengthen the home today & be a blessing to families like yours.

Our guarantee is simply this -

    If you do it, it works!

    If you don't do it, it won't work!

    If you work the program, you won't want your money back!

    If you don't work the program, you don't get your money back!

Seriously, Financial Peace University is an awesome program that we're VERY proud to be affiliated with.  It would be an incredible value at even 10 times the price!  We have seen many examples of the Lord's blessings pouring out on those who begin following the biblical financial management principles taught in FPU.